Swiss bank accounts are used by many people around the world. Here are some typical examples :

Consultants
Many of our clients earn their living by selling their skills as freelance. They work on a project for a few weeks or a few month to a client company, then move to the next project, often in another country. A swiss bank account allows them to cash their fees in a secure and private way and still be able to access their funds using credit cards and internet banking whenever they fee like it.

Software developpers
The Internet offers the opportunity to skilled programmers to sell their services all over the world. Many live in countries with unreliable banking systems. A swiss bank account allows them to cash their hard-earned fees in any currency they like, with no risk of the bank going bankrupt. They can then use the money or invest it over the long run. An added benefit is that many accounts can be managed over the internet if desired.

Commercial agents
Swiss bank accounts are a very convenient way to receive commercial commissions. For example, a gentleman representing a foreign company in his country can have his commissions tranferred to the swiss bank account.

Expatriates
Many expatriates choose to have their salary paid on a swiss bank account. Since the local banking system is not always reliable, and they are a long way from home anyway, why bring their salary and bonuses home ?

Webmasters
Webmasters commonly earn their living by receiving commissions paid by US companies for advertisement or traffic referral. An example is Amazon.com, who pays up to 15% on goods sold from links to its website from an affiliate. Webmasters can use a swiss bank account to cash their US dollar cheques in the stricted privacy. The money can then be accessed through a credit card, for example to register for domain names or to withdraw funds at ATMs worldwide.

Business people
Business people from all over the world use swiss bank accounts to invest their savings efficiently, safely and privately.

People who sell houses, receive inheritances or cash insurance policies
When windfall gains occur, such as the selling of a house, an inheritance or cashing an insurance policy, many people feel that it would be better to invest the money in a swiss bank account rather than keep it at home and see it decrease every year.

Divorce and asset protection
Swiss bank accounts can offer the perfect asset protection in case of divorce. Swiss banks never disclose information to their client's spouse unless they have been instructed to do so by the client him- or herself.