We do not charge you if our company rejects your application. As soon as we receive your order, we will examine it to see if we can go ahead.

We will charge you and start the opening procedure only after we approve your application.

If later the bank does not accept to open your account, which is very rare, you will receive a full refund. This refund is applicable only if you have sent us all documents we need to open the account, not if you decide to cancel.